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“The Captive Advantage is a terrific program that has greatly improved risk management  for our clients and  saved us premium dollars that, through dividends, has allowed KEY to provide additional direct care services.” 

William Lyttle, President, Retired


“I am happy to highly recommend The Captive Advantage for very cost-effective Human Services insurance and superb risk management support. In addition to significant cost savings, TCA fosters a powerful collaborative approach for organizations in our industry to learn and develop best practices from each other.” 

Eric Meyer, LCSW, MBA, President and CEO


“Bay Cove has been a member of TCA since year two of its existence. The benefits to our Agency have been tremendous in terms of reduced costs, but even more importantly from the counsel and advice we’ve gotten from Robert and his staff. Our systems and practices are significantly better because of their involvement.  It’s been a win-win for us.”

Bill Sprague, President / CEO, Retired


“The Captive Advantage clearly reflects the advantage it brings to its member organizations. As a member, High Point collaborates with other organizations in sharing best practices to reduce risk and ultimately insurance claims. Doing so enables us to mutually share in the rewards of lower insurance costs.”

Daniel S. Mumbauer, President & CEO


“We are extremely satisfied with The Captive Advantage and are so glad we joined. We appreciate the dividend we receive, as well.”

— Nancy Silver Hargreaves, President & CEO

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